How much could you save by 18?
Fun, practical activities designed to help children learn about money, aligned with EYFS, Key Stage 1, and Key Stage 2 curriculum objectives.
How to explain interest
Interest is like a little “thank you” from the bank for keeping your money safe with them. Here’s a simple way to explain it:
“Every week you save, the bank gives you a tiny bonus on top — like a little extra coin to say thank you. The longer you leave your money, the more bonus coins you get.”
Plant Analogy
“It’s like planting a seed. Each week you water it (add savings) and the plant grows a little taller (interest makes it grow faster).”
Stacking Blocks
“It’s like stacking blocks — each week you add a new block, and sometimes a bonus block magically appears, so your tower grows faster.”
Questions to ask
- 1
“If you save £5 a week, how much will you have by your 18th birthday?”
- 2
“What could you buy with that money — or what would you like to do with it?”
- 3
“What happens if you save double each week? Would you reach your goal faster?”
- 4
“What if you stop saving for a while — how would that change the chart?”
Goal: Spark a conversation about the future!