Year 2 Activity

Spending Diary

This activity supports Key Stage 1 Maths and PSHE objectives by helping children record amounts, practise simple addition, and reflect on how and why they spend money. It builds early budgeting and decision-making skills in a fun, everyday way.

What you’ll need 🪙

  • A notebook, piece of paper, or notes app on your phone.

  • A pencil or pen ✏️.

  • A few coins or pocket money your child has spent recently.

What to do 🧾

  • Start a simple diary. Explain that you’re going to keep track of everything they spend for a few days. This could include snacks, toys, or small treats. If they don’t usually spend money, you can imagine purchases together.

  • Write it down. Draw three quick columns:

What I bought

How much it cost

Need or want?

Apple

30p

Need 🍎

Sticker book

£1.50

Want 📘

  • Add it up. At the end of the week, help your child add up how much they spent altogether. Talk about where most of their money went.

  • Talk about choices. Ask which things they were happy to buy, and if there’s anything they might save for next time instead.

Questions to ask your child 💬

  • “What did you buy that made you happiest?”

  • “Was that something you needed or just wanted?”

  • “If you saved that £1 instead, what could you buy next week?”

  • “Did you get good value for your money?”

What your child will learn 🎓

  • To record and add up small amounts of money.

  • To think about choices and understand that money can run out.

  • To tell the difference between needs and wants in everyday situations.

  • To begin understanding budgeting and saving towards bigger goals.